A personal injury can occur from nowhere. However, if it is largely due to the negligence of someone else, then one can always file for a personal injury claim. No one loves to dole out money. Hence, this whole episode will have to be proved in a court of law. Most non professionals are a bit apprehensive of the legal system. This is precisely the reason why one may require professional help. Actually, there are plenty of other reasons why one may need to consult experts from the legal fraternity.